Services & Pricing
Transparent pricing.
High-value service.
College Pre-Approval™
Foundations Plan
Capstone Planning
What is it?
College affordability assessment & financial aid planning for one student.
A project-style financial planning service, covering the core topics needed for a college-bound family.
Ongoing comprehensive planning advice, covering all areas of personal finance, with a regular schedule of progress meetings.
(Foundations Plan required first)
Who’s it for?
Ideal for high school students who have a standardized test score (ACT/SAT) and a list of colleges.
Ideal for college-bound families who want to plan for college, stay on track for retirement, and ensure their investments are in the right place at the right times.
Ideal for those who want to continuously collaborate on financial planning, ideas, delegate investment management to a professional, and have an accountability partner to stay on track toward goals.
Structure
A 90-minute “power session” (some pre-work required by the client)
3-meeting series:
  1. Get Organized Meeting
  2. Get a Plan Meeting
  3. Get Ahead Meeting
  1. Get Organized Meeting
      • assess financials
      • collect documents
      • current snapshot
    1. Get a Plan Meeting
        • refine goals
        • diagnose financials
        • discuss tradeoffs
    1. Get Ahead Meeting
        • list of action items
        • educate on outcomes
        • prioritize next steps
  • Progress meetings at least every 6 months
  • College focus sessions
  • Ad hoc planning meetings as needed for life & financial transitions also included.
College focus sessions for:
    • net cost projections & enhancements
    • financial aid forms (FAFSA & CSS Profile)
    • student aid award comparisons
    • aid appeals & judgments
    • school selection & loan decisions
Price
$500
Families: $1,500
Couples: $1,250
Individuals: $950
$3,000 annual minimum
$3,000 annual minimum, met by:
    • 1.00% of managed investments per year with a $300,000 minimum (scales down at higher amounts), paid directly from accounts.
    • Alternatively, the fee can be paid monthly out of pocket, starting at $250/month.
College Pre-Approval™
What is it?
College affordability assessment & financial aid planning for one student.
Who’s it for?
Ideal for high school students who have a standardized test score (ACT/SAT) and a list of colleges.
Structure
A 90-minute “power session” (some pre-work required by the client)
Price
$500
Foundations Plan
What is it?
A project-style financial planning service, covering the core topics needed for a college-bound family.
Who’s it for?
Ideal for college-bound families who want to plan for college, stay on track for retirement, and ensure their investments are in the right place at the right times.
Structure
3-meeting series:
    1. Get Organized Meeting
        • assess financials
        • collect documents
        • current snapshot
    1. Get a Plan Meeting
        • refine goals
        • diagnose financials
        • discuss tradeoffs
    1. Get Ahead Meeting
        • list of action items
        • educate on outcomes
        • prioritize next steps
Price
Families: $1,500
Couples: $1,250
Individuals: $950
Capstone Planning
What is it?
Ongoing comprehensive planning advice, covering all areas of personal finance, with a regular schedule of progress meetings.
(Foundations Plan required first)
Who’s it for?
Ideal for those who want to continuously collaborate on financial planning, ideas, delegate investment management to a professional, and have an accountability partner to stay on track toward goals.
Structure
    • Progress meetings at least every 6 months
    • College focus sessions for:
        • net cost projections & enhancements
        • financial aid forms (FAFSA & CSS Profile)
        • student aid award comparisons
        • aid appeals & judgments
        • school selection & loan decisions
Ad hoc planning meetings as needed for life & financial transitions also included.
Price
    • $3,000 annual minimum, met by:
        • 1.00% of managed investments per year with a $300,000 minimum (scales down at higher amounts), paid directly from accounts.
        • Alternatively, the fee can be paid monthly out of pocket, starting at $250/month.
What’s Included?
College
College Pre-Approval™ Foundations Plan Capstone Planning
College Pre-Approval™ Budget x x
Expected Family Contribution (EFC) x x
Net Cost Projections (for each college) x x
Need-based Aid Enhancement Ideas x x
Merit-based Aid Enhancement Ideas x x
Student Loan Projections x x x
College Funding Gap Analysis x x
College Savings Strategies x x
529 Plan Advice x
Financial Aid Forms Filing & Renewals x
Student Award Analysis & Appeals x
Financial Planning
College Pre-Approval™ Foundations Plan Capstone Planning
Client Planning Portal x x
Goal Creation & Timeline x x
Net Worth Statement x x
Emergency Fund Recommendation x x
Retirement Planning x x
Asset Allocation Selection x x
Plan Stress Testing (Monte Carlo) x x
Social Security Modeling x x
Medicare Cost Planning x x
Next Steps & Planning Prioritization x x
Debt Management Decisions x
Employer Benefits Advice x
HSA Funding x
401k & 403b Fund Recommendations x
Social Security Elections & Timing x
Pension Elections & Timing x
Goal Progress Tracking x
Advanced Planning
College Pre-Approval™ Foundations Plan Capstone Planning
Income Tax Planning x
Life Insurance Analysis x
Disability Insurance Analysis x
Long-Term Care Insurance Analysis x
Employee Stock & Options Planning x
Annuity Planning (existing only) x
Charitable Giving x
Estate Planning x
Business Owner Planning x
Budget & Cash Flow Management x
Investment Management
College Pre-Approval™ Foundations Plan Capstone Planning
Investment Policy Statement x
Account Setup & Transfer Support x
Low-cost Institutional Funds x
Rules-based Rebalancing x
Asset Location Tax Strategy x
Investment Performance Reporting x
Roth Conversions x
Capital Gain/Loss Harvesting x
Tax-Efficient Distributions x
RMD Execution x
Income & Gains Shifting to Minors x
Access to Trust Services x
College
College Pre-Approval™
x College Pre-Approval™ Budget
x Expected Family Contribution (EFC)
x Net Cost Projections (for each college)
x Need-based Aid Enhancement Ideas
x Merit-based Aid Enhancement Ideas
x Student Loan Projections
College Funding Gap Analysis
College Savings Strategies
529 Plan Advice
Financial Aid Forms Filing & Renewals
Student Award Analysis & Appeals
Foundations Plan
College Pre-Approval™ Budget
Expected Family Contribution (EFC)
Net Cost Projections (for each college)
Need-based Aid Enhancement Ideas
Merit-based Aid Enhancement Ideas
x Student Loan Projections
x College Funding Gap Analysis
x College Savings Strategies
529 Plan Advice
Financial Aid Forms Filing & Renewals
Student Award Analysis & Appeals
Capstone Planning
x College Pre-Approval™ Budget
x Expected Family Contribution (EFC)
x Net Cost Projections (for each college)
x Need-based Aid Enhancement Ideas
x Merit-based Aid Enhancement Ideas
x Student Loan Projections
x College Funding Gap Analysis
x College Savings Strategies
x 529 Plan Advice
x Financial Aid Forms Filing & Renewals
x Student Award Analysis & Appeals
Financial Planning
Foundations Plan
x Client Planning Portal
x Goal Creation & Timeline
x Net Worth Statement
x Emergency Fund Recommendation
x Retirement Planning
x Asset Allocation Selection
x Plan Stress Testing (Monte Carlo)
x Social Security Modeling
x Medicare Cost Planning
x Next Steps & Planning Prioritization
Debt Management Decisions
Employer Benefits Advice
HSA Funding
401k & 403b Fund Recommendations
Social Security Elections & Timing
Pension Elections & Timing
Goal Progress Tracking
Capstone Planning
x Client Planning Portal
x Goal Creation & Timeline
x Net Worth Statement
x Emergency Fund Recommendation
x Retirement Planning
x Asset Allocation Selection
x Plan Stress Testing (Monte Carlo)
x Social Security Modeling
x Medicare Cost Planning
x Next Steps & Planning Prioritization
x Debt Management Decisions
x Employer Benefits Advice
x HSA Funding
x 401k & 403b Fund Recommendations
x Social Security Elections & Timing
x Pension Elections & Timing
x Goal Progress Tracking
Advanced Planning
Capstone Planning
x Income Tax Planning
x Life Insurance Analysis
x Disability Insurance Analysis
x Long-Term Care Insurance Analysis
x Employee Stock & Options Planning
x Annuity Planning (existing only)
x Charitable Giving
x Estate Planning
x Business Owner Planning
x Budget & Cash Flow Management
Investment Management
Capstone Planning
x Investment Policy Statement
x Account Setup & Transfer Support
x Low-cost Institutional Funds
x Rules-based Rebalancing
x Asset Location Tax Strategy
x Investment Performance Reporting
x Roth Conversions
x Capital Gain/Loss Harvesting
x Tax-Efficient Distributions
x RMD Execution
x Income & Gains Shifting to Minors
x Access to Trust Services