College Partners

“The College Dilemma”

The basic problem most families face today is that there are two needs competing for the same resources – you want to pay for the best college education for your children, but you also wish to retire with financial dignity.  The costs are high and getting more so; $15,000 a year for a typical public university, $30,000 for a private college, and $45,000 a year for an elite private school education – all in after-tax dollars.  As difficult as it is to save for college, you and your student know how far a post-secondary education goes towards the quality of career and life as an adult.  While very difficult to sacrifice a healthy and secure retirement, there are existing strategies that reduce the out-of-pocket expenses of your college education costs.  In fact, we believe there are two types of costs for college – one for the informed, and one for the uninformed.

Click here to become informed!

College Savings vs. College Funding

You may think college planning only involves accumulating the appropriate amount of savings to send your child to school.  This is really just the first step.  Capstone College Partners will work with you to not only save FOR the cost of college, but also to save ON the cost of college.  Our advisors are part of a select group of Certified College Planning Specialists, as recognized by the National Institute of Certified College Planners (NICCP).  From what can otherwise seem like an endless universe of financial, tax, and income strategies, we will work with you to implement a customized college plan that will:

• Allow your student to attend the school of their choice, not just the one you think you can afford
• Reduce your out-of-pocket expense by qualifying for and negotiating the maximum financial aid package (yes, they are negotiable)
• Properly position your income and assets, saving you thousands on the cost of education
• Identify merit-based aid for which your student may be eligible
• Analyze loan strategies to cover shortfalls

Attend a Free Workshop

Our free community workshops will empower and educate you as parents of college-bound children.  We will demystify the college financial aid process and teach you how to access the billions of financial aid dollars, available even to “high income” families and business owners.  Strategies will be presented that will increase your eligibility for financial aid, effectively lowering your out-of-pocket costs.  In addition, you will learn when to best implement these timely strategies, as well as how it might enhance your savings and retirement goals.

Click here to find an upcoming workshop in your community

If you’re not quite ready to attend a workshop, or your schedule doesn’t permit, click here to receive our FREE “Guide to Success in Paying Less for College”.